Rigden Capital Strategies · Englewood, Colorado
Your career helps shape what’s next. Connect your retirement benefits, compensation and family goals in one thoughtful financial plan.
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With Lockheed Martin teams in Denver and Littleton, employees across the Front Range face important financial decisions throughout their careers. Lockheed Martin publishes resources for multiple retirement plans; identifying your own plan is the starting point, not assuming one set of benefits applies to everyone.
Benefits vary by position, hire date, location and plan eligibility. Your current plan documents and award agreements—not a general guide—determine what applies to you.
01
Identify the savings plan and any pension benefits you actually participate in. If you have an accrued pension benefit, compare the available payment and survivor choices using your current estimates alongside Social Security and other assets.
How do my eligible retirement benefits fit into a sustainable household income plan?
02
Review your intended departure date against vesting, benefit elections and healthcare needs. Compare the coverage available to you before and after leaving employment; do not assume retiree coverage is included.
What changes if I retire earlier, later or at a different point in the year?
03
Coordinate salary, bonuses and retirement distributions with your broader tax picture. Colorado’s pension and annuity subtraction has eligibility rules and limits; retirement income is not automatically tax-free.
How can I evaluate withholding and future withdrawal taxes together?
04
If you hold employer shares or receive equity awards, map the award type, vesting, withholding and trading restrictions. Consider how much of your employment income and investment wealth depends on the same company.
What is my total exposure to my employer, and how does it fit my risk tolerance?
05
Public filings document a deferred management incentive compensation arrangement. Include it only if your participation is confirmed, and review your actual election deadlines, distribution terms and employer-credit exposure before deciding.
If I participate, how do my payout elections fit future income and taxes?
06
Compare your available life and disability coverage with your family’s needs. Review retirement beneficiaries and any required spousal consent, and coordinate these records with your estate documents.
Do my coverage and beneficiary choices still reflect the people I want to protect?
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Complimentary general research—not personalized advice. Please don’t include account numbers or sensitive personal information.
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Talk with a senior fiduciary advisor at Rigden Capital Strategies.
Work directly with a senior fiduciary advisor to connect investments, retirement income, tax planning, insurance and estate considerations through our 18 Wealth Management Elements.
Public sources reviewed October 30, 2026. Confirm current details with your employer’s benefits team.
Public retirement-transition information and resources for eligible participants.
Public reports for multiple plans; a listing does not establish individual eligibility.
General benefits overview. Confirm the options available to your role.
Documents the arrangement; it does not establish your eligibility or complete election rules.
Official eligibility and limitations for Colorado retirement-income subtractions.
This material is educational and is not individualized investment, tax or legal advice. Rigden Capital Strategies is independent of Lockheed Martin and does not administer its benefit plans. Employer names are used for identification only. Consult your advisor and appropriate tax or legal professionals before making decisions.
